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Motor Vehicle Accident Rehabilitation in Toronto

Personalized care to help you recover after a car accident.

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Being involved in a motor vehicle accident can be physically and emotionally challenging. Even a seemingly minor collision can result in pain, stiffness, reduced mobility, dizziness, or other symptoms that interfere with everyday life.
 

At Annex RMT Physical Health Clinic, our multidisciplinary team provides personalized rehabilitation to help you recover from accident-related injuries and return to your regular activities.
 

As a licensed provider of automobile insurance accident benefits services, we can help coordinate your rehabilitation and manage the necessary insurance documentation.

How to Get Started

Your recovery starts with an assessment by one of our physiotherapists or chiropractor, who will evaluate your injuries and recommend an appropriate treatment plan.

  1. Report Your Accident
    Contact your automobile insurance provider to report the accident and obtain your claim number and adjuster's contact information. If you haven't received these details yet, contact our clinic for guidance.

     

  2. Book an initial MVA assessment
    Schedule an initial assessment with one of our physiotherapists or our chiropractor. We'll review your injuries, assess your mobility and function, and discuss your recovery goals.
     

  3. Receive your personalized treatment plan
    Based on your assessment, your practitioner will recommend appropriate treatment and prepare the necessary insurance documentation. Your plan may involve several types of rehabilitation services.
     

  4. Begin your rehabilitation
    Our team will guide your recovery through appropriate treatments, monitor your progress, and coordinate with your automobile insurer as required.

Rehabilitation Services Available

Our multidisciplinary team offers a range of treatments to support recovery following a motor vehicle accident. Depending on your injuries, assessment findings, and insurance coverage, your personalized rehabilitation plan may include:

Physiotherapy

Restore movement, recover from injury, and build strength with personalized, exercise-based care.
 

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Vestibular Rehabilitation

Specialized physiotherapy for accident-related dizziness, vertigo, balance difficulties, and certain post-concussion symptoms.

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Pelvic Floor Physiotherapy

Specialized physiotherapy to address pelvic pain, pelvic floor dysfunction, bladder or bowel control concerns, and other symptoms that may develop following a motor vehicle accident. 

 

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Chiropractic Care

Assessment and treatment of musculoskeletal injuries, including neck and back pain, stiffness, and joint dysfunction.

 

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Massage Therapy

Address muscle tension, soft tissue discomfort, and pain associated with accident-related injuries.

 

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Osteopathy

Hands-on manual therapy focused on improving mobility, addressing musculoskeletal restrictions, and supporting recovery.

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Acupuncture

A complementary treatment approach to help manage pain, muscle tension, and discomfort during recovery.

 

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Shockwave Therapy 

A non-invasive treatment using acoustic pressure waves to address certain musculoskeletal conditions, including persistent tendon and soft tissue pain.

 

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Compression Therapy & Orthopedic Bracing

Professional assessment and fitting of medical-grade compression garments and orthopedic braces to provide support, manage swelling, improve stability, and assist with recovery following accident-related injuries.

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Your rehabilitation plan is developed following your initial physiotherapy or chiropractic assessment, with treatment options coordinated according to your individual needs and available automobile insurance coverage.

Automobile insurance coverage and billing

Following a motor vehicle accident in Ontario, you may be eligible for accident benefits to help cover the cost of medically necessary rehabilitation.
 

At Annex RMT, we can help guide you through the rehabilitation process, including the preparation and submission of applicable treatment plans and insurance documentation through the Health Claims for Auto Insurance (HCAI) system.


Depending on your claim and eligibility, treatment may be provided under Ontario's Minor Injury Guideline (MIG) or through another applicable treatment plan.


Direct Billing to Automobile Insurers


Where permitted under our service provider licensing arrangements, we can submit eligible expenses directly to your automobile insurer, reducing the need for you to manage reimbursement claims yourself.


Coverage is subject to applicable insurance benefits, treatment guidelines, and insurer approvals. Our team can explain any potential out-of-pocket costs before treatment begins.

Before Your First Appointment

To help us prepare for your initial assessment, please have the following information available:
 

  • Date of your motor vehicle accident

  • Name of your automobile insurance company

  • Insurance claim number, if available

  • Name and contact details of your insurance adjuster

  • Details of any other health insurance coverage

  • Any relevant medical reports or documents you have received

Secure MVA Information Form
 

Once you've booked your initial MVA assessment with one of our physiotherapists or chiropractor, you'll receive a secure online intake form to complete before your appointment.
 

This form allows us to collect the necessary accident and insurance information in advance, helping us prepare for your assessment and streamline the insurance documentation process.


If you don't have all the information available, simply provide what you can. Our team can help you with any missing details.

Prefer to Complete the Form in Advance?

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You can also download our fillable MVA Information Form (PDF) to review or prepare the required information before booking.

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​​Please note: You do not need to email the completed PDF if you've already submitted the secure online intake form.
 

If you have questions about the process or need assistance, please contact us at info@annexrmt.com or 416-907-6880.

Meet Our MVA Recovery Team

Recovering from a motor vehicle accident often requires more than one type of treatment. At Annex RMT, our multidisciplinary team works collaboratively to provide personalized care, combining clinical assessment, hands-on treatment, and rehabilitation to support your recovery.

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Your rehabilitation journey begins with an assessment by one of our physiotherapists or chiropractor, who will evaluate your injuries and develop an appropriate treatment plan.​

Sushma Kulkarni

Sushma Kulkarni

Registered Physiotherapist

Knowledgeable, approachable, and deeply committed to her patients, Sushma combines clinical expertise with genuine compassion to help people regain the freedom to move and live well.

Dr. Eitan Cohen

Dr. Eitan Cohen

Chiropractor

Whether you're dealing with a sports injury, persistent back or neck pain, or simply don't move the way you used to, Dr. Cohen creates personalized treatment plans designed to restore mobility and keep you moving.

Kevin DaSilva

Kevin DaSilva

Registered Physiotherapist & Massage Therapist

Recovery doesn't have to feel overwhelming. As both a Physiotherapist and Registered Massage Therapist, Kevin provides calm, thoughtful care that helps you understand your body, build confidence, and return to the activities you enjoy.

Our team works collaboratively, and we’re happy to guide you to the right practitioner based on your needs.

Why Choose Annex RMT for MVA Recovery?

  • One-on-one care in every session

  • Experienced, carefully selected practitioners

  • Collaborative approach across disciplines

  • Focus on long-term outcomes, not quick fixes

  • Convenient Midtown Toronto location with online booking

Frequently Asked Questions About MVA

Do I need a doctor's referral to book an MVA assessment?

You can book an initial MVA assessment directly with one of our physiotherapists or our chiropractor. We can advise you about any additional documentation that may be required for your insurance claim.

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What is the Minor Injury Guideline (MIG)?

Ontario's Minor Injury Guideline provides a structured treatment framework for certain injuries resulting from automobile accidents, including sprains, strains, whiplash-associated disorders, and some related injuries.
 

Your assessing practitioner will determine whether this treatment framework is appropriate for your condition.
 

Can I receive massage therapy as part of my rehabilitation?

Yes. Massage therapy may be included in your rehabilitation plan when clinically appropriate and covered by your automobile insurance benefits.

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Will my automobile insurance pay for treatment?

Eligible accident benefits may cover medically necessary rehabilitation services, subject to the terms of your coverage and any applicable limits or approvals. We can explain the billing process and any potential costs before treatment begins.
 

What if I don't have an insurance claim number yet?

You can contact us to discuss getting started. We recommend reporting your accident to your automobile insurer as soon as possible and obtaining your claim information.
 

Can I receive treatment from more than one practitioner?

Yes. Your rehabilitation plan may involve a combination of physiotherapy, chiropractic care, massage therapy, and other appropriate services. Our multidisciplinary team can coordinate treatment based on your clinical needs and insurance coverage.
 

Do you treat dizziness or concussion-related symptoms following a car accident?

Yes. Our physiotherapists offer vestibular rehabilitation for certain types of dizziness, balance difficulties, and post-concussion symptoms. Your initial assessment will help determine whether specialized treatment is appropriate.

Start Your Recovery Today

Whether you’re dealing with a recent injury or ongoing discomfort, our physiotherapy team is here to help you move better and feel better.

Start Your Recovery Today

Whether your accident happened recently or you're experiencing ongoing symptoms, our team is here to help you take the next step toward recovery.
 

Not sure where to start? Contact us and we’ll help guide you.

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